American Express offers travelers checks in seven different currencies including U.S. currency, Canadian dollar, Pound Sterling, Japanese Yen, Chinese Yuan and Euro. Using a traveler’s check protects you from identity theft, as you don’t have to provide any bank account or personal information to purchase it. Several banks and merchants throughout the world allow you to cash American Express traveler’s checks when following the correct procedures and presenting the proper identification.

Visit a foreign exchange, merchant location or bank that accepts American Express Travelers Checks. Exchange the traveler’s checks for local currency to make payments at restaurants, hotels, shops and other retailers.

Write the current date in the upper right corner of the travelers check in the designated area, just as you would a personal check.

Write the name of the merchant or payee on the "Pay to the Order" line in the middle of the check.

Sign the check on the designated line located in the lower left corner. Allow the cashier to witness you signing the check for signature verification. Your signature should match the original signature located on the check.

Present the travelers check to the merchant along with your identification. Valid forms of identification include a passport, driver's license and state-issued identification card.


When cashing an American Express Travelers Check, commission charges may apply and can vary by exchange partner or country.